Lets mix things up today. Many of my readers are women some who may or may not have children. Regardless of who you are or where you are in your life, I am sure most (if not, all) of us realize the importance of saving. Especially after an expensive holiday season, you may be looking into your accounts wondering how all of your money disappeared so quickly.
A few years back my husband and I decided we needed to save more money. This was not only for us but our childrens future. We were fine paying all the bills, but we were spending way too much out of our paychecks. So much in life is unknown especially in this kind of economy. With so much instability we knew we had to be prepared in case of a job loss, family or financial emergency. Then there is our children's future. School isn't getting any cheaper and there may be a time where they may need our help. With all of this on our mind we wanted to find the best way possible to save and not over spend.
The answer for us was the cash budget. For my husband and I this has worked out wonderfully. Within a year we had our emergency fund built up, an account growing for our children and their future, money going towards retirement and more. The change wasn't easy but has been well worth it. It took time to figure out how much cash should go towards each fund. We had Entertainment, Kids, Personal, Gifts, Groceries and Gas. From there we needed to figure out the best way possible to carry all of the cash. Envelopes fell apart too easily and so I found a small file. Even the small file got frusterating since I wasn't able to carry all of my change, credit cards (Yes they are their for emergencies), license and other important belongings as well. I wanted to find the perfect wallet to carry all I needed and in an organize way.
I was so excited when I heard of Savvycents. This wallet has been a life saver in so many ways. Not only has it helped me keep everything organized, but I don't have to carry as much in my purse and it is very stylish. I am amazed at how much this wallet can carry. There are several pockets. 6 pockets for debit cards and store discount cards. On the opposite side there is a place for your driver’s license and a place for your checkbook. Also included with the wallet are pre-made labels for each category as well as blank labels for categories you wish to add.
For those frugal women such as myself I highly recommend a Savvycents Wallets. What adds to it's purpose is it is also fashionable. This would make such a great and unique gift for BFF's, In-laws, mothers, grandmothers and more. This is one gift the receiver will actually gain money from having (if used for it's real purpose)!
Giveaway:
One lucky winner will receive their choice of a Black or Pink Savvycents Wallet!
To Enter:
Visit Savvycents and look around on their site. Come back to this link and tell me why you need a Savvycents Wallet!
*Extra Entries*
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- Grab the 2010 Christmas Gift Guide Button below
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Rules:
Be sure to leave a comment telling me what the entry is for. Leave a separate comment for each entry. Also be sure to leave an email address for me to contact you. A winner will be selected randomly using Random.org. They will have 48 hours to reply or a new winner will be chosen. US or Canada Only!
Giveaway Ends: Dec. 3, 2010
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This product was donated for the purpose of a review. Even though I was given this product free, my review is my own honest opinion.
